Sending Money to Turkey Just Got Easier — £0 Fee with MoneyTO

We’ve expanded! MoneyTO now lets you send money to Turkey with £0 transfer fee on any amount . Thanks to our partnership with UPT, one of Turkey’s leading payment companies, your transfers are quick, secure, and great value — and are paid out locally in Turkish lira (TRY).

Below you’ll find everything you need to know about sending to bank accounts and bank cards in Turkey.

Why choose MoneyTO for Turkey?

• £0 fee on all transfers — small or large
• Local currency payout: recipients receive TRY
• Two delivery choices: bank account or bank card
• Secure & compliant: checks by MoneyTO and UPT help protect you and your recipient
• Clear pricing: see the total and the exchange rate before you pay
• Trackable: follow your transfer’s status in your MoneyTO profile

Note: All transfers are subject to routine compliance checks by MoneyTO and UPT. In some cases we may request additional information to keep your transfer safe and compliant.

Option 1: Send to a Turkish bank account

Perfect when your recipient prefers funds straight into their everyday account.

What you’ll need from your recipient

• Full name (as it appears on their bank account)
• Turkish IBAN (starts with TR, 26 characters)

How it works

1. Create or sign in to your MoneyTO account at moneyto.co.uk or MoneyTO Money Transfer app.
2. Select Turkey from the list.
3. Select the service (Bank Account).
4. Enter the recipient’s IBAN and confirm the name matches the bank record.
5. Enter the amount to send and review the exchange rate and total (with £0 fee).
6. Pay using your chosen funding method.
7. Track the transfer until the bank confirms credit.

Typical timing

Bank account transfers are usually fast once approved and typically complete between 15 minutes and 3 working days, depending on the recipient bank’s posting times, operating hours, and any required checks.

Option 2: Send to a Turkish bank card**

A flexible alternative when your recipient would like funds pushed to their card.

What you’ll need from your recipient

• Full name (as it appears with their card-issuing bank)
• 16-digit card number (Visa or Mastercard issued by a bank in Turkey)

How it works

1. Sign in and add a recipient, choosing Bank card as the delivery method.
2. Enter the 16-digit card number and the recipient’s full name.
3. Enter amount, review the exchange rate and £0 fee, then pay.
4. Track your transfer status in MoneyTO.

Typical timing

Card payouts are almost instant once approved. On rare occasions, the recipient’s card-issuing bank may require extra time to post the funds.

Which option should I choose?

Tip: If your recipient needs to pay a bill or save to an account, bank account may be best. If they want flexible spending, bank card can be more convenient.

How much can I send?

You can send any amount with a £0 fee from MoneyTO’s side. Your personal sending limits may vary depending on your account profile and verification.

Exchange rates & transparency

You’ll always see:

• The exchange rate applied
• The exact amount your recipient will receive in TRY (before any charges or requirements by their bank)
• The total you pay, with £0 MoneyTO fee

Rates are confirmed at the moment you submit the transfer.

Compliance & security

Your safety is our priority. To protect both sender and recipient and to comply with UK and Turkish regulations, transfers are subject to routine compliance checks by MoneyTO and UPT. In certain cases, we may ask for additional documents (for example, proof of funds or purpose of transfer). This helps us keep your transfers secure and the service available to everyone.

Common reasons a transfer may take longer

• Incorrect recipient details (name/IBAN/card number mismatch)
• Extra compliance information needed
• Bank maintenance or public holidays in Turkey or the UK
• Recipient bank/card posting times

If something needs your attention, we’ll let you know right away.

Who is UPT?

UPT is a well-established Turkish payments company. Our partnership with UPT helps MoneyTO deliver your transfers to Turkey quickly, securely, and reliably.

FAQs

Is there really £0 fee on every transfer? Yes — £0 MoneyTO fee, regardless of amount. Standard compliance checks by MoneyTO and UPT apply.

What currency will my recipient get? Transfers to Turkey are paid out in Turkish lira (TRY).

Do I need the recipient’s IBAN to send to a bank account? Yes. Turkish bank accounts are identified by a TR IBAN. Please double-check the characters before submitting.

What cards are supported for card payouts? Bank-issued Visa or Mastercard cards in Turkey. The recipient name must match their bank records.

How fast are card payouts? They’re almost instant once approved.

How long do bank account transfers take? Typically 15 minutes to 3 working days after approval, depending on the receiving bank and routine checks.

Can I track my transfer? Absolutely. You can monitor status updates in your MoneyTO profile.

What if I make a mistake in the details? Contact us as soon as possible. If the transfer hasn’t been completed, we’ll help correct or cancel where possible.

Start sending to Turkey today — with £0 fee and TRY payout

Whether you’re supporting family, paying tuition, or helping with everyday expenses, MoneyTO + UPT makes it simple. Choose bank account or bank card delivery, enjoy £0 fees, TRY payout, and track every step.

👉 Send money to Turkey now at moneyto.co.uk.

This article describes MoneyTO’s Turkey service at the time of publication. Availability, limits, exchange rates, and processing times can vary based on your profile, recipient bank/card, and compliance checks by MoneyTO and UPT.