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Send Money to Germany Quickly, Securely, and with Zero Fees with MoneyTO
Whether you're sending money to family and friends, paying for personal expenses, or managing other commitments, MoneyTO makes sending money to Germany simple and hassle-free.
Why Choose MoneyTO for Money Transfers to Germany
Whether you're supporting family, paying for services, or managing personal finances, we provide an efficient and transparent solution backed by reliable customer support.

Safety and reliability
MoneyTO Limited is registered with UK Companies House (company number 05108236) and is fully authorised as a payment institution in the UK and Wales. We are regulated by the UK Financial Conduct Authority (FCA) under number 537811 (equivalent to a firm reference number). Your funds are held in a segregated account until the transaction is complete, ensuring your money reaches your recipient in Germany safely and securely.

Zero Fees on Select Transfers
£0.99 £0
Send money to Germany with Zero Fees on select transfers and low fees starting from just £0.99 for others (fees and rates are subject to change). Enjoy competitive exchange rates and a clear, transparent process with no hidden charges.

Fast Processing and Delivery
Setting up your first transfer takes only a few minutes. With rapid processing and delivery times of 1–3 working days, MoneyTO ensures your money reaches Germany quickly, so you can avoid unnecessary delays and stay connected to your loved ones.

Customer Service
Our dedicated customer support team is available 24/7 to assist you in multiple languages. Whether you have questions or need help with a transfer, we're always here to provide prompt and friendly assistance.

Convenient Locations
Transfers can be sent directly to any bank account in Germany or to VISA and Mastercard cards issued by German banks. This flexibility allows your recipient to receive the funds in the way that suits them best, offering convenience whether they are in major cities like Berlin, Hamburg, Munich, or elsewhere across the country.

Check the status of your transfer
MoneyTO offers a secure, fast, and convenient way to send money from the UK to Germany. With competitive exchange rates, low fees, and flexible delivery options, you can trust us to make your transfers simple and stress-free.
How to Transfer Money to Germany
International money transfers couldn't be simpler or more secure with MoneyTO. Whether you prefer using our website or mobile app, the process is designed to be quick, convenient, and hassle-free, whether you're at home or on the go.
Via the MoneyTO Website
Head to the MoneyTO website and sign up or log in, enter the amount you wish to transfer, choose your delivery method and make your payment online in just a few easy steps.
Via the MoneyTO App
Transfer money anytime, anywhere with the MoneyTO app, available on both iOS and Android. Simply log in, enter the transfer amount, and complete your transaction in moments – all from your smartphone.
How to Receive Money in Germany
Receiving money in Germany with MoneyTO is straightforward, secure, and convenient. Whether your recipient lives in Berlin, Hamburg, Munich, Cologne, Frankfurt, or any other city or town across Germany, our service ensures reliable delivery.
Receive Directly into a Bank Account – Funds can be sent to any German bank account, including major banks such as Aareal Bank, Commerzbank, Deutsche Bank, Deutsche Bundesbank, Deutsche Postbank, HypoVereinsbank, KfW Group, Landesbank Baden-Württemberg, and many more.
Receive into a VISA or Mastercard – Alternatively, you can transfer money directly to VISA or Mastercard cards issued by German banks, providing additional flexibility for your recipient.
Whether you're sending to the recipient's bank account or card, your first two transfers are free. After that, transfer fees start from just £0.99. Delivery takes between 1 and 3 working days.
Best Ways to Send Money to Germany with MoneyTO
MoneyTO offers a variety of fast, secure, and cost-effective methods to transfer money from the UK to Germany. You can choose the option that best suits your needs and preferences:
Bank Transfer
A traditional yet highly secure way to send money to Germany. Simply link your bank account, enter the amount, and your transfer will be processed safely. This method is ideal for larger transactions and those who prefer direct bank-to-bank transfers.
Credit Card
Enter your card details, specify the amount you wish to send, and complete the payment with ease. Perfect for users who prefer the flexibility of credit card payments.
Debit Card
You can also pay directly from your current account, benefiting from lower fees compared to credit cards and faster processing than a standard bank transfer. This method is suitable for both small and large amounts.
Open Banking
Open Banking provides a fast and secure way to send money without manually entering card details. Log in to your bank account through the secure MoneyTO app, select your account, and authorise the payment instantly. This method is growing in popularity among UK customers for its simplicity, speed, and enhanced security.
How to Send Money to Germany
Register with MoneyTO
Click the "Register" icon and fill in your basic details, including your name, email address, and mobile number. If you have a referral code, don't forget to enter it. The entire process takes just a few minutes.
Add Recipient Information
Once registered, provide the name and information of the person who will receive the money. Double-check the information to ensure a smooth and error-free transfer.
Send Your Money
Enter the amount you wish to send in GBP. You'll immediately see the current exchange rate and the exact amount your recipient will receive in euros. Review and confirm the details, then complete your transfer securely and with confidence.
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