Send Money to Ghana: Fast, Affordable, and Reliable Transfer Options

Send money to Ghana from the UK quickly, securely, and with zero fees with MoneyTO.

Whether you're supporting your family or managing your finances, MoneyTO makes sending money to Ghana simple and reliable. Transfer funds online or through MoneyTO and enjoy competitive currency exchange rates, near-instant delivery, and full tracking every step of the way.

Why choose MoneyTO for money transfers to Ghana

Choose MoneyTO for money transfers to Ghana and enjoy great exchange rates, transparent fees shown upfront, and clear delivery times. You'll know all fees upfront before you send, ensuring no surprises in the destination country. Experience reliable service that puts your needs first every step of the way. Here are a few reasons you should consider us when transferring money to Ghana.

Safety and reliability

MoneyTO is authorised as a Payment Institution by the Financial Conduct Authority in the United Kingdom. We securely hold your funds in a segregated account until your money transfer is completed, ensuring your money's safety every step of the way.

Zero Fees on Select Transfers

£1.0 £0

New customers enjoy zero fees on their first two money transfers with MoneyTO, followed by a small fee of £1, making it an affordable choice to support your loved ones in Ghana.

Fast Processing and Delivery

Set up your first transfer within minutes and benefit from quick and reliable delivery to Ghana.

Customer Service

MoneyTO provides global, 24/7 multi-language customer support to assist you whenever you need.

Convenient Locations

Choose MoneyTO for money transfers to Ghana and enjoy great exchange rates, transparent fees shown upfront, and clear delivery times. You'll know all fees upfront before you send, ensuring no surprises in the destination country.

Check the status of your transfer

Easily track your money transfer anytime via the MoneyTO mobile app or on a web browser for complete peace of mind.

How to Transfer Money to Ghana

International online money transfers are simple and secure with MoneyTO. You can use our website or the MoneyTO app to send money to Ghana today.

Via the MoneyTO Website

Visit the MoneyTO website and create an account. Enter the amount you want to send, choose your preferred delivery method, and pay online.

Via the MoneyTO App

Download the MoneyTO app, available on both iOS and Android. Log in, enter the amount, and complete your transfer with a few taps.

How to Receive Money in Ghana

MoneyTO provides a convenient mobile wallet service in Ghana. You can send money transfers directly to popular mobile wallets such as AirtelTigo (AT), MTN, and Vodafone.

Send money straight to any digital wallet in Ghana with fees starting from just £1. Transfers are nearly instant, ensuring your recipient receives funds quickly.

Contact us for cash pickup locations near you in Ghana.

MoneyTO Limited is proud to be an official partner of Cellulant.

Best Ways to Send Money to Ghana with MoneyTO

MoneyTO offers several fast, secure, and affordable options to send money to Ghana, including bank deposits and card transfers. Choose the method that best suits your needs.

Bank Transfer

A bank transfer through MoneyTO is a safe and reliable way to send money to Ghana, especially for larger amounts. Simply link your bank account, enter the amount, and your transfer will be processed securely. Please note that bank transfers typically take 1–3 days.

Credit Card

Credit card transfers offer a faster alternative. Just enter your card details, choose the amount, and complete your payment.

Debit Card

Pay directly from your current account using a debit card. This option often comes with lower fees than credit cards and typically processes faster than traditional bank transfers, making it suitable for both small and large transfers.

Open Banking

Open Banking allows you to send money directly from your bank account without entering card details. Simply log in securely through the MoneyTO app, select your account, and authorise the payment instantly.

Popular among UK customers, this method combines speed, security, and convenience for a seamless transfer experience.

Feedback from our customers

Uchkun Ashirov

The best service

The best service, clear, quick no hidden fees, can be transfer by MasterCard and others, besides that receiver can get cash, own currency and get to their credit cards as well! The customer support is very friendly, polite and pro...

Andrei Marteniuc

Good service

I been using moneyto for transfers to relatives for many years and always had positive experience with them, and it's very easy and quick transactions. So no doubt they are serious. Thank you 😉

Jamshid Sultanov

They have been helpful every time when…

They have been helpful every time when I needed them, but, owner of this company seems not a wise man, as he still didn’t invested into their money platform, where ever you go it takes ages to process the transfer. I think he shou...

Sara Chhetri

You can trust MoneyTo 👍

Very efficient platform to send money around the world. It’s been 2 years that I’m using MoneyTo app. Efficient, fast and trustworthy.

Ina Moisei

This is the best money transfer company…

This is the best money transfer company I have ever seen. Super easy, super fast and absolutely amazing support. Thank you all very much for your help and especially I want to thank Mrs. Diana and Mrs. Maria for their professional...

Tigran Tadevosyan

This is best money transfer company

This is best money transfer company I ever have seen. Super easy, super fast and absolutely amazing customer support.

Irina Haynes

Outstanding service

As other clients mentioned the registration process is a bit too technical, but the customer support is outstanding. Tatiana was extremely helpful, knowledgeable and professional! Would absolutely recommend this service.

Lilly Pochnell

An Excellent and Reliable Service

I would like to express my sincere words of thanks to the MoneyTo team. It was the first time when I had to use such kind of service to receive money. Amazing service in a really challenging situation - from registration that invo...

Nick Staicovich

Thanks

Hi. Just wanted to share my experience with MONEYTO very easy and convenient safe money transfer app. Effortless everyday transactions anywhere. Thank you

Issam Abdelhadi FEDDAL

Good one and Very professional team

I have not done any process yet, but the registration and account confirmation was very smooth, and thanks to the wonderful support. Thank you very much to Diana I appreciate the work you do and will be using it in the coming days...

How to Send Money to Ghana

Starting your first money transfer to Ghana from the United Kingdom requires these steps.

1

Register with MoneyTO

Click the "Register" button and enter your basic details, including your name, email address, and mobile number. If you have a referral code, don't forget to add it. Registration only takes a few minutes.

2

Add Recipient Details

Once registered, provide your recipient's bank account details in Ghana. Ensure the information is correct to ensure a smooth transfer.

3

Send Money

Enter the amount you wish to send in GBP. You'll immediately see the exchange rate and the exact amount your recipient will receive in Ghana. Review and confirm the details to complete your international money transfer securely.

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Send Money to Ghana FAQs

Is it safe to send money online to Ghana?

Yes, sending money online to Ghana is completely safe when using a licensed and regulated provider like MoneyTO. We use encryption and comply with financial regulations to ensure your funds reach your recipient securely and quickly.

How much does it cost to send money to Ghana?

Sending money to Ghana with MoneyTO is affordable, with low transfer fees starting from just £1. Whether you send to a mobile wallet or bank account, you only pay the amount you want to send, with no hidden charges and competitive exchange rates.

Which payment methods can I use to send money to Ghana?

You can send money to Ghana using various payment methods, including bank transfers, credit or debit cards, and Open Banking.

How do I set up my first money transfer from the UK to Ghana?

Simply download the MoneyTO app or visit our website, sign up, enter the amount, and provide your recipient's bank account number or mobile wallet details. The process is quick and secure, and your receiver's details are never stored.

Can I use Google Pay or Apple Pay to send money to Ghana with MoneyTO?

Currently, MoneyTO supports sending money to mobile wallets in Ghana such as AT, MTN, and Vodafone. For payment options like Google Pay or Apple Pay, please check directly with MoneyTO customer service for the most up-to-date information and specific details.

Ghana news

09.07.2025

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