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Send Money to Nigeria online from the UK – Fast, Secure & Fee-Free with MoneyTO.
Whether you're sending money to loved ones or managing personal financial commitments, MoneyTO offers a simple and reliable way to transfer funds to Nigeria. Send money online or via our easy-to-use mobile app, all with zero fees on your first two transfers. Enjoy favourable currency exchange rates, rapid delivery, and real-time tracking every step of the way.
Why Choose MoneyTO for Money Transfers to Nigeria
When sending money to Nigeria, you need a secure and protected money transfer provider like MoneyTO. Here's why tens of thousands of people across the UK trust MoneyTO for fast transfers, great rates, and friendly customer support.
Safety and reliability
As an authorised payment institution in England and Wales, MoneyTO complies with EU and UK law to keep the money safe. We ensure your funds reach your loved ones securely and without hassle.
Free First Transfers
£1.50 £0
Skip expensive international fees with MoneyTO. We offer Zero Fees on your first two Nigeria transfers. From the third transfer, a flat fee of £1.50 applies.
Fast Processing and Delivery
Set up your first transfer within minutes. Our streamlined online and app-based processes make sending money quick and straightforward. Most transfers to Nigeria are processed within a few minutes. In case of a bank transfer, it can take 1 to 3 working days.
24/7 Customer Support
Besides our 24/7 English-speaking customer support, MoneyTO representatives offer you multilingual customer service wherever you are in the world.
Convenient Collection Points
Your recipient can collect the money at one of over 100,000 payout locations worldwide, including 800 across Nigeria.
Easy Transfer Tracking
Track your transfer in real time via the MoneyTO mobile app or through your web browser, so you always know where your money is.
How to Transfer Money to Nigeria
Sending money abroad doesn't need to be complicated. With established money transfer companies like MoneyTO, international transfers to Nigeria are fast, secure, and easy, whether you're at home or on the go.
Via the MoneyTO Website
Transfer money to Nigeria safely and efficiently by visiting the MoneyTO website. Simply create an account, enter the amount you wish to send, choose your preferred delivery method, and make a secure online money transfer.
Via the MoneyTO App
Enjoy the flexibility of sending money anytime, anywhere with the MoneyTO app – available on both iOS and Android. Log in, enter the amount, and complete your international money transfer in just a few taps.
How to Receive Money in Nigeria
MoneyTO makes it easy for recipients in Nigeria to collect funds quickly and securely. Choose the method that suits you best. While we also facilitate transfers onto your receiver's credit or debit cards for most countries, this service is currently not available in Nigeria.
Cash Pickup Locations Across Nigeria – With over 800 convenient pick-up points across the country, MoneyTO ensures your Nigeria money transfer super fast and simple. Cash transfers can be picked up in USD at branches of United Bank for Africa (UBA) and First City Monument Bank Plc. Key cities with cash pickup locations include Lagos, Abuja, Kano, Port Harcourt, Ibadan, Benin City, Jos, Ilorin, Kaduna, Enugu, Zaria, Warri, Maiduguri, Onitsha, Calabar, and many more towns and cities across Nigeria.
Bank Transfer to UBA USD Account – Prefer a direct deposit? You can send money straight to your recipient's UBA USD account for added convenience. Just enter your receiver's details and make two fee-free transfers. From the third transfer, a flat fee of £1.50 applies. Funds are usually delivered within 1 working day.
Best Ways to Send Money to Nigeria with MoneyTO
MoneyTO offers a range of fast, secure, and cost-effective methods for sending money to Nigeria. From instant card transfers to bank payments, we have you covered. Whether you're sending a small amount or a larger sum, choose the option that works best for you.
Bank Transfer
A traditional and reliable choice, bank transfers with MoneyTO allow you to send larger amounts securely. Link your UK bank account, enter the amount you wish to transfer, and the funds will be delivered to your recipient's bank account in Nigeria safely.
Credit Card
If you prefer credit card transfers for international payments, MoneyTO makes it easy. Enter your card details, confirm the amount, and send money in moments. It's a convenient solution for quick, one-off transfers.
Debit Card
Debit card payments are ideal for more frequent transfers. Send money directly from your current account with lower fees than credit cards and typically quicker processing times than standard bank transfers.
Open Banking
For a modern, seamless experience, choose Open Banking. Log in securely through the MoneyTO app, select your bank, and authorise the payment without having to manually input card details.
Open Banking is becoming increasingly popular for its speed, security, and ease of use.
Feedback from our customers
Uchkun Ashirov
The best service
The best service, clear, quick no hidden fees, can be transfer by MasterCard and others, besides that receiver can get cash, own currency and get to their credit cards as well! The customer support is very friendly, polite and pro...
Andrei Marteniuc
Good service
I been using moneyto for transfers to relatives for many years and always had positive experience with them, and it's very easy and quick transactions. So no doubt they are serious. Thank you 😉
Jamshid Sultanov
They have been helpful every time when…
They have been helpful every time when I needed them, but, owner of this company seems not a wise man, as he still didn’t invested into their money platform, where ever you go it takes ages to process the transfer. I think he shou...
Sara Chhetri
You can trust MoneyTo 👍
Very efficient platform to send money around the world. It’s been 2 years that I’m using MoneyTo app. Efficient, fast and trustworthy.
Ina Moisei
This is the best money transfer company…
This is the best money transfer company I have ever seen. Super easy, super fast and absolutely amazing support. Thank you all very much for your help and especially I want to thank Mrs. Diana and Mrs. Maria for their professional...
Tigran Tadevosyan
This is best money transfer company
This is best money transfer company I ever have seen. Super easy, super fast and absolutely amazing customer support.
Irina Haynes
Outstanding service
As other clients mentioned the registration process is a bit too technical, but the customer support is outstanding. Tatiana was extremely helpful, knowledgeable and professional! Would absolutely recommend this service.
Lilly Pochnell
An Excellent and Reliable Service
I would like to express my sincere words of thanks to the MoneyTo team. It was the first time when I had to use such kind of service to receive money. Amazing service in a really challenging situation - from registration that invo...
Nick Staicovich
Thanks
Hi. Just wanted to share my experience with MONEYTO very easy and convenient safe money transfer app. Effortless everyday transactions anywhere. Thank you
Issam Abdelhadi FEDDAL
Good one and Very professional team
I have not done any process yet, but the registration and account confirmation was very smooth, and thanks to the wonderful support. Thank you very much to Diana I appreciate the work you do and will be using it in the coming days...
How to Send Money to Nigeria
Getting started with your first money transfer to Nigeria from the UK is simple and hassle-free. Just follow these easy steps:
1
Register with MoneyTO
Click the "Register" icon and enter your own basic details, including your name, email address, and mobile number. If you have a referral code, don't forget to include it. The whole process takes just a few minutes. MoneyTO accepts both Visa and Mastercard, allowing you to complete transfers in minutes.
2
Add Recipient Details
When adding a recipient, provide the receiver's full name, bank account number /Nuban or card details, and then your own details. If you're making a bank transfer, start your order in the MoneyTO app or website, then use your own banking app to send MoneyTO the funds.
3
Send Your Money
Enter the exact amount you wish to send in GBP. You'll instantly see the exchange rate and the amount your recipient will receive in Nigerian Naira. Review the details and confirm the transfer.
Our reviews
Start your free money transfer now!
Send Money to Nigeria FAQs
Is it safe to send money online to Nigeria?
Yes, it's completely safe to send money to Nigeria with MoneyTO. We are a fully licensed and regulated payment institution in the UK, and all our transfers are protected with encryption and strict compliance with financial regulations. Your funds are in secure hands from start to finish.
How much does it cost to send money to Nigeria?
Your first two transfers are absolutely free. After that, we charge a low flat fee of £1.50 per transfer. There are no hidden fees or charges, and you'll always see the exchange rate and final amount and our fees upfront before confirming the payment.
Which payment methods can I use to send money to Nigeria?
You can fund your transfer using a bank transfer, credit card, debit card, or Open Banking. Choose the option that's most convenient for you – each method is secure and quick.
Can I send money to Nigeria with bank?
Yes, it's possible to send money to Nigeria through a traditional bank, but this method is often slower and comes with higher traditional bank transfer fees. With digital money transfer apps like MoneyTO, you can make your first two transfers to Nigeria completely free. After that, a low flat fee of just £1.50 applies per transfer. With quick delivery times and competitive exchange rates, MoneyTO is a smart choice for sending money from the UK to Nigeria.
How do I set up my first money transfer from the UK to Nigeria?
Download the MoneyTO app or visit our website, register your account, enter the amount you wish to send, and provide your recipient's bank details or select a cash pickup option. Your transfer can be completed in just a few minutes.
How does your money arrive in Nigeria?
While each destination country differs, your money can be received in two convenient ways. It can either be collected in cash (in USD) at over 800 secure pick-up locations across Nigeria – including at UBA and First City Monument Bank (FCMB) – or sent directly to a USD bank account with UBA. In addition, we can also set up local transfers directly from our Nigerian account to your receiver's bank account in the recipient's country, offering even more flexibility and convenience.
What do I need to send money via Google Pay and Apple Pay?
To send money using Google Pay or Apple Pay, all you need is the receiver's mobile number. However, please note that MoneyTO currently does not support Google Pay or Apple Pay as payment methods. This may change in the future, so stay tuned for updates.
Nigeria news
04.07.2025
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