send money to Pakistan
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Download the MoneyTO app on the App Store, Google Play to send money online and track your transfers.
Transfer money from the UK to Pakistan – fast, secure, and with zero fees.
With MoneyTO, you can send money directly online or on the go with our app. Enjoy competitive GBP to PKR exchange rates, instant delivery, and full tracking every step of the way – all with no hidden fees.
Why choose MoneyTO to send money to Pakistan

Safety and reliability
MoneyTO is registered in England and Wales as an authorised payment institution, ensuring your funds reach family and friends safely and reliably. Security is our top priority – every transfer is handled with the highest level of care.

Zero fees on select transfers
£1.0 £0
MoneyTO offers a secure, fast, and reliable way to send money to Pakistan. With zero fees, no hidden charges, and the best exchange rates, you can enjoy easy transfers and same-day delivery in most cases.

Fast delivery and flexible options
Set up your first transfer in minutes, and receive £10 when you refer a friend. Multilingual support is available in Urdu, Punjabi, and English, ensuring help is always close at hand.

Multilingual customer support
Our customer support team is available to assist you in Urdu, Punjabi, and English, making it easier to get help when you need it – whether you're a first-time sender or a regular user.

Convenient payout locations
Recipients in Pakistan can collect money at over 1,200 payout locations, including all major cities and many rural areas. As an official partner of Bank AL Habib, we ensure a reliable and accessible collection network.

Real-time tracking
With most online transfers completed on the same day, your recipients in Pakistan can access funds quickly and conveniently. Whether you choose direct bank deposit or cash pickup, the process is streamlined for ease.
How to Transfer Money to Pakistan
MoneyTO ensures your international transfers are secure, fast, and hassle-free. For this, we offer you a user-friendly site and a very modern app.
Through the MoneyTO Site
To send money abroad via the MoneyTO website, simply create an account or log in to your existing one. Choose Pakistan as the destination country in the Send Money To option.
Enter the details of your recipient's bank account or cash pickup location and specify the amount you wish to send. Payments can be made easily using your credit or debit card. With a wide network of cash pickup points and Bank AL Habib branches, your recipient can collect the money quickly and safely.
Through MoneyTO App
The MoneyTO mobile app offers an even faster and more convenient way to transfer money directly to Pakistan. Once downloaded, you can register, select your recipient's country, add their details, and complete your international money transfer within minutes – all from your smartphone.
The app also lets you track your transfers in real time and easily locate the nearest cash pick-up locations. Whether you're at home or on the move, the MoneyTO app makes sending money to Pakistan online just a few taps away.
How to Receive Money in Pakistan
Receiving money in Pakistan with MoneyTO is fast, simple, and secure. Cash can be collected at all major banks across the country, including in cities like Lahore, Islamabad, Karachi, Mirpur, Jhelum, Gujranwala, Faisalabad and Peshawar, as well as in smaller districts and villages.
MoneyTO is an official partner of Bank AL Habib, providing trusted service and smooth cash collection. Allied Bank also supports convenient payout options. Transfers are paid out in Pakistani Rupees (PKR) and delivered nearly instantly.
Prefer a direct deposit? You can also send money straight to any bank account in Pakistan, including HBL, MCB, UBL, Bank Alfalah, Meezan Bank, and others.
To find the nearest cash pickup location, click here.
Best Ways to Send Money to Pakistan
Bank deposits and card transfers are among the best and cheapest options to send money to Pakistan with MoneyTO. Each method is tailored to suit your specific needs – whether you prefer the convenience of sending directly to a bank account or the speed of using your debit card.
Bank Transfer
Bank transfers are one of the most reliable payment options to send money to Pakistan. Many international and local banks offer direct transfer services. This option is secure and ideal for sending larger amounts. Processing times can vary between a few hours to several business days, depending on the banks involved.
Credit Card
Using a credit card is a convenient way to send money quickly. Many money transfer services and money transfer apps accept credit cards for payments. While this method offers speed and ease, it's important to watch out for higher transfer fees and potential cash advance charges from your card issuer.
Debit Card
Sending money via debit card combines speed and lower costs. Most transfer services allow you to pay directly from your current account through your debit card. It's a straightforward option for both small and large transactions, often with lower fees than credit card payments and faster processing compared to traditional bank transfers.
Open Banking
Open Banking is a fast, secure, and convenient way to pay directly from your bank account, without needing to enter card details like the number, expiration date, or CVV. When using our app, you can simply log in to your bank through a secure connection, choose your account, and authorise the payment instantly.
This method is becoming more popular among our UK customers because it's quicker than using a debit or credit card, and everything is handled safely within the app.
How to Send Money to Pakistan
Register with MoneyTO
Click on the Register icon and fill in a few basic details – such as your name, date of birth, email address, and mobile number. If you have a referral code, make sure to include it. Registration takes only a couple of minutes.
Add Your Recipient's Details
Once registered, simply add the details of the person you want to send money to in Pakistan, including their account number. This can be for either cash pickup or direct bank transfer.
Send Money
Choose how much you'd like to send in GBP. You'll immediately see the current exchange rate and the amount your recipient will receive in Pakistani Rupees (PKR), based on the latest rates.
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Send Money to Pakistan FAQs
- Create an account using our website or mobile app.
- Complete your profile by providing some basic details and the required documents.
- Select Pakistan as your destination, enter the amount you wish to send, and choose a receiving option that suits your recipient – either cash pickup or bank transfer.
- Enter the receiver's details or select existing information you've sent to them before.
- Make your payment using your debit/credit card or bank account – and your transfer will be on its way.
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