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Refer a Friend

MoneyTO Refer a Friend Program Policy

At MoneyTO, we value your loyalty and appreciate your support in helping others discover our services. That’s why we’ve introduced our Refer a Friend Scheme, rewarding you for every new user you refer who completes a qualifying transaction.

1. How It Works

You can refer friends, family members, or colleagues to MoneyTO by sharing your unique referral link, available in your Personal Cabinet on our website www.moneyto.co.uk or via the MoneyTO mobile app.

When someone you invite:

  • Signs up using your referral link, and
  • Completes a money transfer of at least £100 in a single transaction, you will receive a £10 reward.

2. Reward Claim Process

To claim your £10 reward:

  1. Log in to your Personal Cabinet on www.moneyto.co.uk or open the MoneyTO app.
  2. Navigate to the “Refer a Friend” section.
  3. Select “Transfer to my bank account” to request your reward.
  4. Ensure your bank account details are correctly filled in under your profile. This is required to process the payment.
  5. The reward will be processed within 72 working hours, subject to eligibility verification.

3. Referral Conditions

To qualify for the reward:

  • The referred person must sign up using your unique referral link.
  • The referred person must complete a single money transfer of at least £100.
  • Only the referrer (you) will receive the reward — the referred individual does not receive a reward at this time.
  • The £10 reward will be credited to your Personal Cabinet after the eligibility criteria are met.
  • You must request the transfer of the reward to your bank account within 30 days of it appearing in your Personal Cabinet. Unclaimed rewards after this period may expire and become void.

4. No Referral Limits

There is no limit to how many people you can refer — the more friends you invite, the more you can earn!

5. Fraud Prevention and Abuse

MoneyTO reserves the right to withhold or cancel rewards if:

  • Fraudulent activity or abuse of the Refer a Friend scheme is suspected.
  • Accounts appear to be fake, duplicated, or created solely for the purpose of generating rewards.
  • The referred person’s transaction does not meet the eligibility criteria.

We take fraudulent behavior seriously and may suspend or terminate accounts involved in suspicious activity.

6. Changes to the Scheme

MoneyTO reserves the right to:

  • Modify or discontinue the Refer a Friend scheme at any time without prior notice.
  • Change the amount of the referral reward or the eligibility criteria.

Any changes will be communicated via our website, mobile app, and/or our official social media pages.

7. Contact and Support

If you have questions or issues with your referral reward, please contact our Customer Support team through the MoneyTO website or app.

You can also reach us directly via:

Start Referring Today – and Earn While You Help Others Save!

Effective Date: 15.07.2025